Relocating to the Sacramento Area? Here's What You Need to Know About Galt, Elk Grove & SacramentoIf you're moving to the region from out of state — or even just from another part of
Rick Nelsen is an accomplished mortgage loan officer with Success Lending, boasting 25 years of extensive experience across multiple states, including North Carolina, South Carolina, Georgia, Tennessee, Kentucky, Florida, Illinois, Indiana, and California. Originally from Chicago, Rick now calls Wake Forest, NC home, where he lives with his wife.
Rick’s deep expertise spans a wide range of mortgage products, ensuring that he can meet the diverse needs of his clients. Known for his unwavering availability and commitment, Rick is dedicated to supporting both realtors and clients throughout the loan process. A passionate sports fan, Rick balances his professional life with a strong family focus, reflecting his dedication both on and off the field.
Hey all, my name is Adam Q Johnson and I have been in the mortgage industry for 33 years. As a loan officer, I find that my favorite part of the job is helping people navigate the mortgage process and I especially enjoy the excitement of the move in day! I serve my local market of San Diego County, California and strive to make sure that I remain on top of everything so that my clients can feel less stressed and heard throughout the process. I also am very knowledgeable and am fully prepared to answer any questions they might have.
Outside of the office, I a do a fair bit of volunteer work. I am actively involved in the Oceanside Yacht Club as a Staff Commodore, Port Captain, and Chaplain. The Yacht Club has a very successful junior sailing program that I am very passionate about. In addition, I am a regular blood donor and a Guardian's Circle Member. I am very passionate about the ocean and in addition to my role at the Oceanside Yacht Club, I hold a Master Captain's License from the US Coast Guard and am a Navy Veteran. Lastly, I am an avid yacht racer and I enjoy surfing when I have the time.
Hello! I'm Karim Arana, Hablo Español and I'm a residential mortgage loan officer, with a Graduate in Business Administration and master’s in finance. I have always liked numbers, I arrived to the United States in 2007, and began working tax preparation, insurance sales and learned about the different needs of families. In my first job I learned to review the account statements of houses, during the housing down time in 2008 I reviewed income tax documents and was very surprised to see how people paid more interest than the principal and that's when I felt a true vocation to help families. I started getting interested in learning the loan system for mortgage loan after getting involved in the process to purchase the 1st house for my family. I continued adding work experience in financial areas and worked with another person, whom I consider my mentor because he motivated me to get my loan office license. I also was blessed with another mentor who taught me the mortgage business and from there I have complemented and grown my knowledge and experience in finance field. My commitment is to the community, helping them achieve their AMERICAN DREAM, exceeding customer expectations.
As a lending partner, I specialize in providing buyers with a personalized experience tailored to their unique needs. My goal is to ensure that each individual receives exceptional service. I want them to feel like they are navigating the complex world of real estate financing with a friend by their side. I work closely with my realtor partners, collaborating to not only meet their clients' requirements but also to support and strengthen their businesses. Together, we strive to create successful and fulfilling home buying journeys.
Mark Meyer, a seasoned Nexa Mortgage Loan Officer, boasts two decades of unparalleled expertise in the industry. Recognized for his unwavering commitment to client satisfaction, Mark's dynamic approach and comprehensive knowledge have facilitated countless families in achieving their homeownership dreams. With a passion for providing tailored financial solutions and a track record of exceeding expectations, Mark is dedicated to making the mortgage process seamless and stress-free for all!
Hello, I'm Robert Jay, and I have been in the mortgage industry for 19 years (Started my career back in July of 2004). I am one of the few licensed senior mortgage advisor’s in the country that has actually been an underwriter.
My nickname is “Mr. Invincible” because I know the best program, how we need to structure things, and what we'll need from you to make it a smooth process.
I specialize in VA, FHA, USDA, and Conventional mortgage products like most lenders do, but I stepped it up a notch by simultaneously specializing in “Hard Money” loans for investors, and self-employed clients (No tax returns, and no income docs, and closings in as little as 13 days).
Aside from those options, I also specialize in Commercial loans, and my interest rates are very competitive (5’s and 6’s).
I truly enjoy connecting with my clients, and helping them learn all about the home process, and which options are available. Purchasing a home is one of the most important financial decisions in a persons lifetime, and I treat each client like they are family. I can also do cash out refi's as well.
When I have time outside of the office, I enjoy anything outdoors, especially going to the beach, or to the mountains, surfing, sailing, sky diving, bowling, and poker tournaments. I recently finished in 27th place in the Best Bet $100,000 guaranteed poker tournament out of 950.
The old adage is “You don’t know what you don’t know” and if you choose to work with me, you’ll learn a lot, I guarantee it!
Thank you very much for reading about me, and I look forward to being a valuable resource for you.
It's my pledge to be available to you during and after your Home Loan Purchase or Refinance. In this world where terabytes flow rapidly thru the air , isn’t it nice when you can slow down and have a conversation with a Local Mortgage Expert? One that is not too busy to attend to your mortgage questions and concerns. I understand this may be the largest financial decision you may make. There is a lot riding on it for you! I want to be the person that helps guide you thru the process and sets you up for future financial success. Real Estate is a great vehicle to create wealth and stability, but only if it is financed correctly and within your budget. Let’s talk to see how we can set you up for success.
I am a local Sacramento mortgage broker and real estate agent. I live in Wilton with my wife and two boys, who attend Liberty Ranch High School and Arcohe Elementary School. I've been serving customers’ needs for over 20 years. I bring a project management approach with the desire to listen and provide customers like you with personalized attention. My intention is on making your home purchase experience remarkable, simplified, and communicative. Together we will find the right home that fits your needs.
My financial services career began in 1986 and since then, I’ve had the opportunity to help thousands of families buy homes & refinance their existing mortgages. I take as much time as needed to learn what's important before making mortgage recommendations, and my clients receive a total cost analysis, so they have a clear understanding of their how their mortgage options will impact their financial future.
A little about my personal life – my wife and I met in Chico and have lived in Roseville, CA since 2001. We have a son & two daughters.
We are active in our local church, community, and are grateful for the opportunity to serve.
I look forward to partnering with you to help you obtain the best mortgage that helps you achieve your home ownership & financial goals.
Backed by Knowledge and Experience:
Jeff became a Certified Mortgage Planner in 2003 after practicing as a Certified Public Accountant in both the private and public sectors for over ten years. With a strong product knowledge and financial background, Jeff is committed to providing clients with a wide range of options and outstanding customer service. He is a native to Sacramento and graduated from CSU Chico with a Bachelor of Science degree in Business Administration. Since 1990, he has funded over $1 billion in loans ranging from first time home buyers, investment purchases, and multi-million-dollar transaction as well as standard purchases and refinances.
What you can expect from Jeff:
Jeff is an advocate for his clients. Your goals are his top priority. He always represents your best
interest when finding a loan for you and your unique situation. Honesty and integrity are trademarks of Jeff’s outstanding service that he provides to all of his clients. He is dedicated and committed to doing what it takes until your loan is closed.
Why his clients keep coming back:
Most people only think about home financing a couple times in their lives but, for Jeff, he thinks about it every single day. He is ready to work for the best interest of his clients because it is his profession and his passion.
Cheryl Newsom, MBA, PMP
CA Licensed Mortgage Loan Officer
As a California-licensed mortgage loan officer, I bring a unique blend of expertise to the Bay Area real estate and lending landscape. With a background in project management and a real estate license, I offer clients a strategic approach to financing their properties.
With a focus on providing transparent communication, meticulous attention to detail, and efficient execution, I leverage my project management skills to guide clients through the lending process with ease. Whether you're exploring Non-QM loan options or seeking traditional financing, I provide personalized guidance tailored to your specific needs and goals.
As both a realtor and a mortgage loan officer, I understand the intricacies of the California real estate market and the importance of finding the right financing solution to match each client's unique circumstances. Committed to professionalism and integrity, I am dedicated to delivering exceptional service and helping clients achieve their real estate and financing objectives with confidence.
Let's connect to discuss how I can assist you in navigating the California real estate and lending markets with expertise and care.
Hey! My mission is to deliver a WOW experience to all my clients while providing clarity and speed needed to finance with confidence! I’m here for you!
Blair Chapman is best described as a dedicated, dependable, and responsible mortgage professional. Blair skillfully assists his clients with their financing needs to help them achieve their dream.
He believes that you can tell what a person stands for by clearly understanding the principles in which they operate their business. Blair also believes his clients deserve the best possible representation at all times.
One of the things you will love is that he will invest the necessary time to discover your true needs. Blair will assist you in choosing the mortgage product that best fits your particular scenario.
Blair also believes everyone deserves to completely understand their mortgage financing options and that one loan does not fit all sizes. This same belief applies to mortgage lenders. We are not all made the same, nor are we all equal.
NMLS ID# 391183 CA-DBO 391183
Licensed to work in: California (CA-DBO391183)
Being there for you 100% of the time is my motto! From the beginning till the end, I will make sure your entire loan process is done with honesty and integrity. I help my clients secure loans for new home purchases and refinances. I also work with 1st time home buyers to help them obtain their Dream Home by utilizing down payment and closing cost assistance programs. I have represented both buyers and sellers in real estate transactions and therefore am knowledgeable of the home selling and purchase process. I take pride in closing on time!
Having a background in customer service, accounting, finance, and taxes; combined with a Bachelor’s Degree in Business Administration/Accounting, is a huge asset to my clients. I understand the importance of working with a lender that offers a large variety of financing options designed to meet the needs of the first-time homebuyer as well as the experienced investor. I diligently match clients with the right mortgage product and terms for their specific situation so that they are able to obtain their Dream Loan or Dream Home!
Whether you’re looking to purchase a new home, refinance your existing mortgage to; lower your payments, cash out, pay off debts, home improvements, purchase an investment property, and or would simply like a loan consultation, call me so that I can provide you with Your Personalized Plan!
I’ve been in the mortgage industry for over 25 years, but my path here was anything but traditional. I started my career as a professional wrestler in Dallas before moving into radio as a nationally syndicated talk show host covering sports and pop culture. It was during my time hosting a mortgage radio segment that I was offered an opportunity to enter the mortgage business—and I took the leap.
Today, I serve as both a Loan Officer and Loan Counselor, with a passion for helping people navigate one of the biggest financial decisions of their lives. Whether you’re buying your first home, refinancing to lower your monthly payment, or looking to tap into your home equity, my goal is simple: make the mortgage process as smooth, honest, and rewarding as possible.
I’m proud to be part of Success Lending, in partnership with eXp Realty, which allows me to serve clients across more than 30 states.
I’m based in Lewisville, Texas, and when I’m not helping clients, you’ll probably find me doing something that keeps life interesting. I take my custom Star Wars-themed Dodge Chargers to local car shows and use them to support charitable causes. I also volunteer as a mobile DJ, a graphic artist, follow just about every sport imaginable, and consider myself a BBQ enthusiast who is still very much in training!
And yes, I’m a serious Star Wars collector.
Most importantly, I’m a family man. My wife and I have three amazing kids. One is a Doctor, another is a Percussion Director, and the third is a volleyball coach! We also share our home with four lovable rescue pups: Kona, Kahlua, Athena, and Zeus
At the end of the day, I love what I do because I get to help people accomplish something meaningful. If you’re looking to purchase a home, refinance, or explore your financing options, I’d be honored to be your mortgage resource and help you every step of the way.
I am currently licensed in the following states: AL, AZ, AR, CA, CO, CT, FL, GA, IL, IN, IA, KS, KY, MD, MI, MN, NH, NJ, NM, NC, OH, OK, OR, PA, RI, SD, TN, TX, VA, and WA
Mortgage lending is more than selling loans. It’s about helping people achieve their homeownership goals. Whether that’s helping them reach a better financial position or connecting them to the home of their dreams, it’s about guiding them to the finish line. My industry experience has taught me to take the time to understand my customers: What’s their story? How can I help them in their pursuit of a home? When I see my customers as real people with real goals, needs, and dreams, I get to match them with the best loan product and create a truly seamless lending experience. Everyone has a story to tell. What they need is a Loan Originator who will listen, customize a loan to meet their needs, and guide them every step of the way. I look forward to working with you!
Sam Mower is a legacy in the Mortgage and Real Estate Industry with his Mother and father both in the industry and his grandfather was also in the industry. Sam is a graduate of Boise State University where he graduated with honors in Marketing. Sam is highly engaged in the Real Estate industry supporting Realtors with their clients and volunteering with the Placer County Association of Realtors as an affiliate and is active with the Young Professionals Network (YPN). Sam is energetic and has a support staff that can get Mortgage transactions done quickly and efficiently with the lowest costs to his clients. Sam looks forward to working with you.
NMLS ID 2002396
I have had the pleasure of being a mortgage loan originator for over 10 years. I enjoy interacting with my clients and helping them learn all about the home loan process. While it can be a lot of information to absorb, I do my very best to break it down into bite-sized pieces. This way you can feel comfortable as you are able to make informed decisions along the way. I work with all types of buyers, but I pride myself on working with first-time home buyers as I really enjoy helping them understand everything. There are a lot of moving pieces, but with the right team, it can make it a much more pleasurable experience. I look forward to working with you.
Frank's Bio NMLS #2092492 Loan Officer Frank Bravo I have the experience & willingness to provide my clients with a smooth & easy transaction. I think my up-front nature & creative ability to find solutions for my clients is what separates me from other loan officers. We employ a one-on-one, hands-on style in our office, which allows our clients to work directly with one person throughout the application process, from pre-approval to closing. I’m familiar with the Placer, Sacramento, El Dorado, and Yolo county areas, having been a lifelong resident. This firsthand knowledge of different areas allows me to better assist my local clients in finding the best overall financing options for their perfect home. Buying a home is a complex process, with a lot of “behind the scenes” things that need to go “just right” for a successful & on-time closing to take place. With my years of sales experience, & developed relationships with many of the area’s top Real Estate professionals, I’m often in a position to offer my clients the best possible advice. We follow the secondary mortgage market, & breaking economic news. This allows me to provide crucial insight regarding locking in the lowest possible interest rate. By knowing when to lock, & how to best structure a loan. Having passed both The State of CA licensing tests Mortgage Loan Originator and DRE- Real Estate Agent has created a unique perspective and allows me to appreciate what buyer/sellers and what my clients are going through, both emotionally and financially. I also know that the key to the fast-paced Northern California real estate market is listening to my clients and Realtors, understanding their needs, want’s and delivering quality service every time on time. I enjoy guiding people through important financial decisions and helping them achieve the dream of homeownership. Purchasing a home, whether for the first time or the tenth, is always an exciting event. From the application stage through to the approval and closing, it is my goal to make sure you receive excellent, service, communication so your well informed every step of the way. When Frank is not hard at work, he enjoys spending quality time with the family and enjoys watching the latest T.V series. He is also avid about working out to work off stress from the fast-paced career that he enjoys so much! Equal Housing Opportunity
With over 38 years of residential mortgage lending experience, I have performed at peak levels including winning Chairman’s Club status and leadership roles serving the lending needs of builders, homebuyers and real estate professionals. In this capacity, I have been responsible for managing and directing the work for a team of Mortgage Loan Consultants. My extensive background in the mortgage industry has allowed me the opportunity to help clients find financing that complements their wealth-building strategies and I have guided them through the process every step of the way. That experience has proven to be invaluable in assisting each and every client. More than just concentrating on what the client wants, I intuitively work with them to discover why homeownership is important and how it fits in with their family's life goals. I understand the client needs and how to customize the loan to meet the clients' financial goals. I am experienced with the new construction market and have financed every dream from starter condo to mansion. I am a Buyer’s Mortgage Banker and pride myself in working with all types of homebuyers who require different levels of support and coaching to achieve homeownership. I am a problem solver and keep a “can do” attitude in this highly regulated industry. My team prides itself in transparency, accessibility and delivering at an extremely high level of service to our partners.
Hello, my name is Matt Lake and I live in Canton, GA, which is about 45 minutes north of Atlanta. I started in the mortgage business in 2000 and have closed thousands of loans over the last 2 decades. My experience and expertise allow me to simplify a complex process, explain guidelines thoroughly and structure to close all types of mortgages. One of my goals with every client is to guide them through the process as easily and stress-free as possible. I know the importance of finding a dream home and I believe that a home is one of the foundation blocks for a family. Buying or refinancing a home is an important step for a person or family and I love that I can be a small part to make that a reality.
My family, which includes my wife of 20 years and two teenage boys, loves to camp and explore the country in our RV. I am a Head Coach for the local Georgia Cycling Mountain Bike Team and have coached numerous other youth sports over the years. I am a coffee fanatic and enjoy volunteering in my local community as a motivational speaker. I have had the privilege of being featured at student retreats, fundraisers, FCA gatherings, school functions, and numerous other events.
Hello, I'm Bertha Medina, a mortgage advisor with over 25 years of experience helping clients achieve homeownership. I specialize in finding the right loan solutions tailored to each client's needs, ensuring a smooth and stress-free process. Whether you're a first-time homebuyer or looking to refinance, I'm here to guide you every step of the way.
Let’s make your homeownership dreams a reality!
Hola, soy Bertha Medina, asesora de préstamos hipotecarios con más de 25 años de experiencia ayudando a clientes a convertirse en propietarios de vivienda. Me especializo en encontrar la mejor solución de préstamo según las necesidades de cada persona, garantizando un proceso fácil y sin estrés. Ya sea que estés comprando tu primera casa o refinanciando, estoy aquí para guiarte en cada paso del camino.
Hagamos realidad tu sueño de ser propietario!
Sumer Lopes
"Sumer, serving you 365 days a year."
Assisting individuals and families in the purchase of their dream home, or income property is my passion. I have been helping dreams come true for almost 20 years. Working through the 2 most recent recessions has helped me understand how important home ownership can be. Home ownership can be another step in the pathway to financial freedom.
My Mission
To enable every person with the resources needed to achieve home ownership & financial success. I strive to exceed the expectations of my clients & their families.
To impact my clients in every aspect of their financial lives that will achieve lasting results for generations to come.
With nearly a decade of experience in the mortgage and real estate industries, I have a strong understanding of how to evaluate an individual’s situation and determine how to best meet their goals. With past experience in corporate settings I possess the communication skills and technological background to work closely with all of the stakeholders involved in the loan process to ensure a seamless experience.
My approach for California, Nevada, and Colorado current or future homeowners is to educate, advise, and deliver a top-notch customer experience.
I’m committed to working for my clients as their mortgage expert, advocate, and partner in their journey toward purchasing or refinancing a home.
Kyle Nicholas McCray – NMLS# 1467215
Jamie Shields is the kind of Mortgage Broker that'll have you feeling like a boss when you leave the closing table. With over a decade of experience in the mortgage industry, Jamie is a pro at getting her clients the best possible rates and terms to fit their financial goals.
As the proud owner of Golden State Mortgage Group LLC, Jamie is passionate about helping her clients achieve their dreams of homeownership. Her secret weapon? Her no-nonsense attitude and a sharp eye for detail. Jamie's motto is "Leave no stone unturned," and she lives by it, ensuring her clients are well-informed every step of the way.
But don't let her straightforward approach fool you - Jamie's got a heart of gold and genuinely cares about her clients' well-being. Whether you're a first-time homebuyer or a seasoned investor, Jamie is committed to guiding you through the mortgage process with ease and a little bit of humor.
When she's not busy crushing it in the mortgage game, you can find Jamie exploring the great outdoors with her trusty pup or whipping up something delicious in the kitchen. So if you're ready to take the leap into homeownership and want a Mortgage Broker who'll have your back and your best interest in mind, Jamie Shields is your gal.
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